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Surf Air wanted to honor their customers on their fifth anniversary. The company is making changes to the way that they offer memberships, and they are making it even better for people to fly with them. Surf Air is making their airline a better place for people to fly, and they are convincing more and more people every year to fly private.

1. What Are They Changing?

Surf Air is adding to their membership in the most intriguing ways possible. They are taking on partners from All Roads North. That company makes luxury road trips for their customers, and now the two are working together on bringing customers to luxury road trips for less money. It is much easier to get a package from this firm, and the traveler pays much less because they have a Surf Air membership.

2. The Luxury Suite

The jet-setters and executives who use Surf Air are hoping for the most comfortable experience possible, and that will happen through the luxury suite that was opened in Los Angeles. This suite was made to give all the travelers a nice place to rest before getting on their plane,a don this hub will become one of the best luxury ports in all the world.

3. The Founders Card

The Founders Card is a networking and experience card that some of the best executives in the country use, and the airline has partnered with the card to make new experiences for their people. The Founders Card has a lot of power around the jetset locations where Surf Air travelers like to go, and it allows people to save even more money on their many adventures.

4. Surf Air Is Known For Great Flights

Surf Air provides some of the best flying experience in the world, and they are known for giving their clients the best care before and after their flights. The all-you-can-fly membership is perfect for those who travel often.

5. Conclusion

The Surf Air changes in membership make the flights from this airline much cheaper, and they allow for people to create better experiences for themselves and their families.

The economic crisis in Brazil in recent times is affecting many people, not only the employees, but also the bosses and their companies. Reducing costs is the way out – and there, among many other measures, thousands of layoffs enter the country, contributing to the high unemployment rate. However, we need to think about fairer and more efficient alternatives.

For businessman Flavio Maluf, managing taxes better is one of them.

In Brazil, companies usually pay up to 34% of taxes on the value of profit, but entrepreneurs know that considering issues such as labor costs, taxes, and other obligations, this figure reaches a much higher number. Whoever wants to survive the crisis needs to seek more profitability and run after reductions, starting with good planning. Learn more about Flavio Maluf on ideamensch

There are some ways for companies to reduce taxes, including:

The Tax Planning Itself

Executive Flavio Maluf explains that the main types of taxation are three – National Simple, Presumed and Real. The choice needs to be made accurately and consciously, through efficient analysis, to choose the best path.

In a tax planning, the analysis and the application of a collection of actions, according to the businesses, with the legal acts or with the situations, aiming to provide the reduction of the tax burden.

Pay Attention to Tax Recoveries

It is essential for companies to be attentive to the credits they are entitled to, says Flavio Maluf. Within the tax system, charges are often made in improper ways, this causes a considerable increase in the value of taxes. PIS / Pasep, ICMS, IPI, and Cofins are some tax payments that can be recovered and will contribute to reducing the tax burden.

It is recommended that a consulting company be hired to raise credits that may not have been considered in the calculation for each month due to the lack of an infralegal standard.

Investing in Tax Incentive Tools

Tax incentive tools are actions that contribute to the economic development of a region or particular industry. There are many forms of tax incentives, points out Flavio Maluf, as actions in sports and culture, and even laws that propose regional growth. This reduces the amounts to be paid, however, you need to be concerned with a specialist follow up.

Pay Attention to the Time of Framing the CNAE

Registering properly in government entities from the beginning of a company is a way to avoid paying for wrong taxes, or even to take future fines on account of the mistake. Choosing the National Classification of Economic Activities (CNAE) represents the tax burden that must be paid, and it is important to do it properly.

Try to Reduce APF

The Accident Prevention Factor (APF) is an instrument on health and safety at work. It is an index that represents a good part of the labor expenses of the companies, it can vary according to the number of occurrences and the branch of the business activity. However, Flavio Maluf points out that the values of this factor can be minimized. It is possible to request a review of the APF collection heat and try to reduce the costs of the company.


Infinity Group Australia has come up with a different approach to financing and loans. The mortgage broker, founded by Graeme Holm, focuses on not only providing its customers with a mortgage loan but also in assisting them with their entire financial operations. As Holm puts it, it more of a “private banker for moms and dads” than it is a brokerage firm. As of 2017, Infinity Group is on the list of Australia’s top 100 brokers, and their financial education approach to loans is exactly the reason why.

Infinity Group’s approach is completely different from any other broker on the market. Holm came up with this business approach when he realized that most Australians do not know how to manage their finances. He thought that if he was able to provide Australia with the education needed to understand and put into work the best practices available to reduce debts and invest soundly, then he would be opening the market for smarter and more lucrative investments. Instead of drowning in their mortgage payments, people would be able to take control of their finances, obtain financial freedom, and invest their money in different ways, now that they had it.

The idea is comparable to having a personal trainer. when you go to the gym on your own, you learn by yourself and sometimes get stuck doing things you think are working, but are actually wasting your time. Having a personal trainer will allow you to engage in exercises that are more effective and you will be able to reach your goals quicker. With this thought in mind, Infinity Group provides its customers with support and advice on their finances.

They first conduct an examination fo your household income and spending. They then put you on the right track by creating a weekly budget and even giving you a debit card. They educate their clients on how to reduce their debt, pay off their homes quicker, how they should invest and how to grow their money as well as the best retirement practices available. Infinity Group has an enormous customer satisfaction rate and people are saying that they love their “tough love” approach because it keeps them on track. The company also provides its customers with a progress report so that they can monitor their improvements and keep working on what they haven’t done so well in.

Holm felt that Australian families were not getting any good deals from financial institutions and he created Infinity Group Australia as a solution to that problem. So far, customers say they have been able to substantially reduce their debt and are glad they decided to affiliate themselves with the company. Infinity Group is now on Australia’s list of Most Innovative Companies, and they are very proud of this achievement. The list is compiled every year by the Australian Financial Review or AFR. This is a prestigious place to be in and over 1.8 million people are reached every year by the AFR, meaning that Infinity Group is only getting more and more popular. Learn more :

Ted Bauman is the Editor of the Bauman Letter, Plan B Club and the Alpha Stock Alert. He is employed by Banyan Hill Publishing. He was born in the United States, however his education was completed at the University of Cape Town in South Africa. It was there that he would receive postgraduate degrees in Economics and History. Ted Bauman began his professional life in the nonprofit sector where he served as a fund manager for low-cost housing projects. Eventually he would go on to assist in the development of an an organization called Slum Dwellers Internationals. This organization helped over fourteen million individuals in low income housing construct housing. Additionally, he worked to assist communities in maximizing the efficiency of their resources. He did this by assisting in developing systems to manage their finances. These experiences provided him insight into the life of the working class. Additionally, they allowed him the opportunity to understand the importance of the working class contribution to society.

Ted Bauman recently published an article which explored possible scenarios for a stock market crash. He explained typical trends in the market as well as the common factors which can either improve or deteriorate its conditions. Initially he discussed the danger in overvalued stocks. For example, during the dotcom mania people were under the impression that all tech companies would take off and so they overpaid for the stock shares. Ultimately they ended up losing money as not all of the companies were successful and the investors were unable to get their money back through dividends. Ted Bauman’s article discusses ways to protect yourself volatile stocks. He provides strategies to get the most out of your money in the market. He emphasizes the importance of diversifying, hiring an expert to assist you and purchasing stocks with low volatility.

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During the mid 1980s, a new heavy metal group emerged on the scene in the country of Brazil. This group, known as Viper, consisted of several teenage boys from Sao Paulo who were heavily influenced and inspired by the British metal rock groups of the 1970s and early 1980s such as Iron Maiden. Although the heavy metal music genre wasn’t very popular in the area where the boys lived at that time, Viper became highly successful after releasing their first album and demo. Businessman Cassio Audi was the drummer of that band, and he stayed with it until one year after the launch of the initial album, then he left to pursue a degree in Business.

After earning his Bachelor of Arts degree in Business Administration from Pontifical Catholic University, and an MBA degree from Sao Paulo University, Cassio Audi began working in the financial industry at companies like JP Morgan Chase and Brookfield Brazil Real Estate Partners, where he was the Chief Financial Officer. He came to be well-known as an expert in the field of investment management, an industry where he teaches clients how to invest their money strategically.

But those who were fans of the music of Viper in the past still remember him as the talented drummer of the group. There were several members who joined, departed from and were replaced by the band over the years since it was started, but Cassio Audi and some of the other original members of the heavy metal group have managed to stay in contact with each other and remain friends over the decades, and they all get together each year in their hometown to perform songs from their album called Soldiers of Sunrise in a concert they put on for the loyal fans who still enjoy listening to their music.

Organo Gold which is also known by the name Organo is offering new coffee products. Millions of people start their day off with a cup of coffee, but Organo Gold is adding to the benefits a person can see in their coffee. This company is making coffee with addition personal wellness supplements for those people that are active. These products are being sold at the coffee’s chain cafes all over the country. View Organo Gold’s profile on

The Organo Gold company offers a full line of coffee products. They also offer flavored teas and single serve brews. All of these products are organic, and they are part of a line of personal care supplements. They coffee contains natural products such as grape seed oil, and all of the products used in the coffee are from organic farms. There is even a line of instant coffee being developed that offer the same health benefits, so a person can enjoy it on the go. Visit to know more about Organo Gold.

Organo Gold is offering coffee for every taste. They have hot brews, cold brews, and several flavors. They also offer different flavors or milk and creams to add to the coffee. There are coffee ups to go while others can stay on site and have a nice cup of coffee. If a person wants to take coffee home with them, they can purchase it directly from Organo Gold. This cuts out the fees of the middle man. It also allows the company to get the word out about their product and expand their business.


Limits should not be set in stone, they should be markers that the athlete seeks to go past. No one understands this better than soccer champion Cristiano Ronaldo. He credits his elite nutritional plan supplemented with Herbalife as the reason that he is able to consistently outperform the best soccers players in the world. In his youth Ronaldo did not recognize the importance of nutrition and training, believing that he could succeed on his natural ability alone. As he grew as a person and player Ronaldo realized that he could not go past his limits unless he incorporated a proper diet into his life. Herbalife, when used in conjunction with a proper diet, helped propel Ronaldo into his prime.


Herbalife was born in the 1980’s when its founder, Mark Hughes, began selling Herbalife branded weight loss products. Though humble in its beginnings, it was the goal of Herbalife to change the way that the world understood and practiced nutrition. Never straying from this goal, Herbalife saw rapid expansion from 1980 to 1985 when the company became the fastest growing company in America with approximately four hundred million dollars in sales. Throughout the next twenty years, Herbalife expanded its reach internationally and consistently improved the products that it offered.

Currently, the company focuses on a variety of weight loss and protein enhancement products. Products such as the soy-based meal replacement shake have changed the way that Herbalife customers eat. Herbalife customers understand that the products alone will not alter their lives, they need to use the products in conjunction with proper training and planning to achieve their dreams. For those with dietary or religious restrictions, there are products to meet their needs. With proper use of Herbalife products, there is no reason that people cannot feel as successful as Cristiano Ronaldo.

Igor Cornelsen is an investment advisor and a retired banker. He has extensive knowledge and experience in investment banking. Igor began his career while still pursuing his degree in engineering at the Federal University of Parana. He, however, decided to drop engineering and take up economics, a decision that would be of significant advantage. After graduating with a degree in economics, Igor began to work at Multibanco. He gained skills in his management roles leading him to the entrepreneurship world.

Igor Cornelsen is a well-spoken man who openly gives insights on investment tactics as well as other similar topics. He is an excellent investment advisor known for guiding his clients to exceptional investment opportunities and assisting them to make the right business decisions on the international stock markets. His experience in heading one of the largest banks in Brazil and some lucrative businesses have offered Mr. Igor valuable insight with which he bases all his advice. His thoughts on Brazil and China are constructive for investors seeking emerging markets.

Igor’s experience as a banker made him well conversant with currency exchange rate conditions of different nations, and a flair for sensing any critical changes in markets. This has made him have quite a competitive edge, as he always supports every investment advice he gives with a detailed analysis. For instance, he insisted that the Euro would still be dominant even in the absence of another international currency. His views were later validated as the Euro remained stable and powerful as compared to British and US currencies.

Igor Cornelsen is currently the principal of the Bainbridge Group Incorporated, an investment firm based in Colorado. Thousands of people have gained from his advice on investing in emerging markets, foreign exchange, commodities, and more. Most of his clients also benefit from his unique skills and knowledge of investment. At the moment, his role in the financial sector is coming up with strategies for investors seeking to generate passive income. Igor’s investment skills have improved continuously as he has and is still being exposed to matters that concern investors.

Lori Senecal who was serving as the Chief Executive Officer of CP+B Global left the company in 2017. She assumed the role of global Chief Executive Officer of MDC partner organization CP+B in 2015, and that this time, it was a new role for the organization. Before being given this role, Chief Lori worked as CEO and president of MDC Partners Network. This is a post she continued to gold as international CEO of CP+B.

Lori Senecal has been instrumental in helping the company transform into something new which is an international organization with the flexibility and nimbleness of a risk-taking startup. One of the achievements of CP+B under the international leadership of Lori Senecal was obtaining the American airlines in 2015. The company ripped the account from TM advertising, a firm that had been working with American Airlines for more than 2 decades. Check out


The current generation of leadership tends to take a shape with Danielle Aldrich being promoted to the post of CP+B West CEO, which comprises CP+B Boulder and CP+ B Los Angeles. Previously, Danielle worked as one of the managing directors of CP+B Boulder and he was credited with assisting in the landing of the American Airlines account.

Lori Senecal obtained her degree from McGill University and she served as the president of McCann Erickson in the New York office. Additionally, she assisted big brands such as Coca-Cola and Xbox create a successful advertising campaign. Lori is highly recognized for her exceptional style, creative talent and her relentless capability and determination to concentrate on a task. With the help of Lori’s exceptional leadership skills, KBS is now an international organization that has over 800 workers. Her input in advertising campaigns of giant companies like BMW, Victoria Secret Pink, HomeGoods, American express made Lori to be recognized as an ad branding queen.


Lori Senecal’s urge to get into the world of business began when she was in high school. She has passion is gymnastics and because of her height, she started to coach rather than competing. The coaching allowed her to develop some leadership personalities because gymnastics is both a personal and a team sport. The duty of a coach is to assist the team win and therefore she had to learn how to set objectives and be consistent. She recently spoke at 3% conference.



There’s been a huge boom in the food production industry. On the forefront of this boom is OSI Group, which has it’s modest beginnings in Chicago, where German immigrant Otto Kolschowsky set foot in America at the turn of the 20th century. In 1909, within 2 years, Kolschowsky set up shop in Oak Park on Chicago’s west side where he started a retail meat market and butcher shop to serve the small community of immigrants who had came to the Midwest to make a good living. As business started booming, within a decade, Kolschowsky expanded his business into the suburbs, going from retail to wholesale. In 1928, nearly another decade later, he re-named his business Otto & Sons, following a similar trend and story line for most immigrant businesses at the time.

After the end of the first World War, the economy was expanding and suburbs were sprouting all over America. For the OSI Group, still named Oto & Sons at the time, this meant the opportunity to take a huge leap from a small family business into big production. The family business caught their big break in 1955, when a man named Ray Krok, opened up the first McDonald’s franchise restaurant in Des Plaines, Illinois. But before he did, he signed a deal with the sons of Otto Kolschowsky, Arthur and Harry to be the restaurant’s supplier for ground beef. As things were on the rise for Krok, he eventually bought out the company and started developing the model for what we know today as the franchise restaurant business.

As his company expanded into the internationally recognized powerhouse we know today, so did the OSI Group. The real transition OTO & Sons had from being a regional supplier to the major corporation known as OSI Group came in the next two decades, as their relationship with McDonalds grew as fast as the franchise business. New technology such as flash freezing and other food processing advancements lead to a more consistent product. The close relationship between the two companies allowed OSI Group to go from being one of hundreds of suppliers for McDonald’s corporation to one of it’s few core suppliers. This helped the company expand its manufacturing presence and power across the Midwest and eventually even going internationally, making them the global powerhouse they are today.