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As most people approach retirement and or when they are retired, they have many misconceptions about social security. The chief of distribution and sales at Nationwide Financial Distributors, David Giertz, gives some advice on pension. He notes it is important to create a retirement income plan that maximizes social security benefits. He continues to say that most people think that at 62 years of age is when they can begin talking about social security on officialdavidgiertz.com. The highest percentage of retirees are receiving a benefit that is much lower than they expected.

Most people cannot accurately identify the factors that determine the number of social benefits one receives. The biggest misconception is one should start thinking of social security when they grow older. They forget that social security fund was established to assist in retirement and not to fund it entirely. It is therefore crucial for individuals to have a pension plan to follow according to credio.com. As David Giertz points out, a study conducted revealed that about 37% of retirees cite health problems as one of the factors that prevent them from living their retirement as they intended. The health care expenses are huge and are affecting one out of four retirees at https://vimeo.com/davidgiertz. The affected are prevented from living the life they had planned before they retired.

About David Giertz
David Giertz well known as Dave was the senior vice president of Nationwide Financial distribution and sales at nationwide life insurance. He assumed the position on April 3, 2013. He has served as the president of nationwide financial Distributors Inc. from March 2013. He is also the president and the senior vice president and the director of many other nationwide companies at https://about.me/davidgiertz. Previously, he served as the president of sales at nationwide financial services Inc. as well as the vice president of the sales department. David Giertz was the vice president NF sales a bank channel from 2004 to 2009. Additionally, from 2009 to 2013, he was the FI/WH.

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