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Medicare Advantage may sound like a new concept, but the fact is this form of health insurance has been in existence since the 1970s. Medicare Advantage caters for the U.S. population and was derived from the Original Medicare, which has been in existence for decades. One of the benefits of embracing Medicare Advantage plans is the fact you can also access extra coverage like hearing, vision and dental care. All these packages require you to subscribe for the services.

For part B premiums, most people in 2016 are paying only $104.90 monthly, although there are also annual plans that may appear cheaper in the long run. In the event you need services that are not mentioned in your plan of choice and you are denied cover, you have the right to appeal for a re-consideration of your case. You can also opt to submit an advance coverage decision in writing to notify the insurer about your preferences. This will make it easier to process any requests that are not contained in the Parts A and B of the Medicare Advantage plans.

Out-of-pocket limits
Every Medicare Advantage plan offers a specific out-of-pocket limit. For example, HMO plans like InnovaCare offer a maximum out-of-pocket cost of $6,850. The limits may vary from time to time and may appear high to some users. Additionally, you cannot include cost-sharing, which would be expensive than using Medicare Advantage for some services.

Each plan comes with unique rules, so before buying any it is wise to first understand what you are choosing. InnovaCare Health rules specify where and how you can receive coverage. They spell out all the items that can be covered by the specific plan you have chosen, so it is advisable to confirm how the plan works before choosing.

About InnovaCare Health
Driven by the need to offer quality and innovative healthcare practices, InnovaCare Health has emerged a market leader in the North American region for offering reliable managed healthcare services. InnovaCare Health derives pride in effectively managing the two major avenues of care, Medicare Advantage and Medicaid Programs.

Under the leadership of Dr. Rick Shinto, InnovaCare Health has been able to emerge a leader in the North American region. Dr. Richard Shinto brings along years of experience and skills in different areas of healthcare.

Also in the leadership of the company is Penelope Kokkinides, the current Chief Administrative Officer. He also enjoys more than 20 years of experience working in the healthcare industry and offering advice on various technical issues.

Learn more about InnovaCare Health: https://www.pmcpr.org/nonmembers/corporate/ceo.html

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